48 Positive Financial Freedom Quotes and Sayings to Motivate You

(Last Updated On: January 9, 2023)

Financial freedom is a state where you have enough money to live the life you want.

It is not about the amount of money you have in your bank account. It’s about having enough money to do the things that make you happy, and not worrying about what will happen if something goes wrong.

Financial freedom is not an easy or quick process. It is a task that requires hard work, focus, and discipline to achieve.

If you are still willing to undertake these challenges, there are plenty of quotes and sayings from wise and successful people that can help you find motivation.

Quotes have always been a way for people to learn wisdom from others and share the knowledge with others. In this article, you’ll find some of the best positive financial freedom quotes that are including ideas and personal experiences on money, time, investing, and life.

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Positive Financial Freedom Quotes and Sayings

Financial Freedom Quotes

“Being rich is having money; being wealthy is having time.”Margaret Bonnano

“If you want to be financially free, you need to become a different person than you are today and let go of whatever has held you back in the past.”Robert Kiyosaki

“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”George Lorimer

“You must gain control over your money or the lack of it will forever control you.”Dave Ramsey

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.”Joe Biden

“Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.”Erik Wecks

“Whenever we spend money instead of investing it, we are actually taking from ourselves – we are taking both the time we spend to make the money and the future freedom it can buy.”Grant Sabatier

“Money is a terrible master but an excellent servant.”PT Barnum

“Wealth is the ability to fully experience life.”Henry David Thoreau

“The goal isn’t more money. The goal is living life on your terms.”Chris Brogan

“More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.”Robert Kiyosaki

“You either master money, or, on some level, money masters you.”Tony Robbins

“A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.”Alexa Von Tobel

“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”Johann Wolfgang von Goethe

“Your economic security does not lie in your job; it lies in your own power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.”Stephen Covey

“Financial freedom is less about financials and more about freedom.”Manoj Arora

Robert Kiyosaki Quote

“Financial independence is about having more choices.”Robert Kiyosaki

“My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.”Steve Jobs

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”Edmund Burke

“My guiding principle and motivation was that I wanted to retire by the time I turned 35…. I was going to bust my ass. And then I was going to retire and travel and party like a rock star by the time I was 35 years old. I did it by 30.”Mark Cuban

“When you understand that your self-worth is not determined by your net-worth, then you’ll have financial freedom.”Suze Orman

“Never spend your money before you have it.”Thomas Jefferson

“If you will make the sacrifices now that most people aren’t willing to make, later on you will be able to live as those folks will never be able to live.”Dave Ramsey

“Know what you own, and know why you own it.”Peter Lynch

“There is no dignity quite so impressive, and no one independence quite so important, as living within your means.”Calvin Coolidge

“The best thing money can buy is financial freedom”Rob Berger

“Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.”Will Robinson

“It is not the man who has too little, but the man who craves more, that is poor.”Seneca

“The question “how much do you need to retire?” is pretty much standard. Conversely, “how little do you need to retire?” is extremely rare.”Jacob Lund Fisker

“Money can’t buy happiness, but it will certainly get you a better class of memories.”Ronald Reagan

“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.”Michael Leboeuf

Dave Ramsey Quote

“Debt is normal. Be weird.”Dave Ramsey

“If you live for having it all, what you have is never enough.” Vicki Robin

“If you’re saving, you’re succeeding.”Steve Burkholder

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”Ayn Rand

“The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.”David Bach

“Money won’t create success, the freedom to make it will.”Nelson Mandela

“Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.”Christopher Rice

“The speed of your success is limited only by your dedication and what you’re willing to sacrifice.”Nathan W. Morris

“Stay in your bed as long as you want. Your money just left for work.”Manoj Arora

“Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.”J. Paul Getty

Thomas J. Stanley Quote

“Whatever your income, always live below your means.”Thomas J. Stanley

“If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.”Brigham Young

“I remember saying to my mentor, ‘If I had more money, I would have a better plan.’ He quickly responded, ‘I would suggest that if you had a better plan, you would have more money.’ You see, it’s not the amount that counts; it’s the plan that counts.”Jim Rohn

“Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.”Will Robinson

“I’ve found that the less stuff I own, the less my stuff owns me.”Nathan W. Morris

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”Edmund Burke

“Financial peace of mind is not determined by how much we make, but is dependent upon how much we spend!”Marvin J. Ashton

Where to Find Inspiration on the Road to Financial Freedom

Finding inspiration on the road to financial freedom is not that hard.

All you need is to think outside the box, be creative and be open-minded. You can find inspiration in many places – from people to books, movies, and music.

You should also be able to ask these questions:

How do some people seem to have an endless supply of money?

How did they get to this point and not get stuck in a rut like most people?

Try to find the answer according to your own experiences. In my opinion, the answer is simple, these people live a life where they are constantly finding inspiration. They find it in their work, the people around them, and most importantly themselves.


People often think that financial freedom only means being able to make enough money to cover all the essentials in life; this is a common misconception.

Financial freedom can be achieved through various goals and aspirations, from wanting to buy a home, to saving for retirement, to living off the interest of your investments.

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